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<html> <head> <title>Individual Retirement Account</title> <meta name="description" content="Individual Retirement Account - For most individual retirement accounts including Traditional individual retirement accounts, Roth individual retirement accounts and SEP - individual retirement accounts, your compound growth can be even better because it's tax-deferred.">  </head> <body bgcolor="#FFFFFF"> <p>individual retirement account </p> <p>individual retirement account</p> <h2>individual retirement account </h2> <p><font size="3" face="Arial, Helvetica"><b>Compounding Works For You</b></font></p> <p><font size="2" face="Arial, Helvetica">Compounding is the growth that results from reinvesting your income. Compound growth has a snowball effect, because both the original investment and the income from that investment are reinvested. And for most </font><strong>individual retirement account</strong><font size="2" face="Arial, Helvetica"><strong>s </strong>investment vehicles  including Traditional </font><a href="http://www.charles-schwab.com/stocks/charles_schwab_corporation/">individual retirement account</a><font size="2" face="Arial, Helvetica">s, Roth </font><strong>individual retirement account</strong><font size="2" face="Arial, Helvetica"><strong>s </strong>and SEP-</font> <strong>individual retirement account</strong><font size="2" face="Arial, Helvetica"><strong>s </strong> your </font><em>individual retirement account</em><font size="2" face="Arial, Helvetica"><em>s </em>compound growth can be even better because it's tax-deferred. You don't pay taxes on the growth or income until you withdraw the money</font></p> <p><a href="http://www.charles-schwab.com">Charles Schwab & Co.</a>, </p> <p><a href="http://www.schwab-online.com">Schwab</a>, </p> <div align="left"> <table border="0" width="620"> <tr> <td><a href="http://www.schwab.com/SchwabNOW/SNLibrary/SNLib098/SN098mainSummary.html',310,200)"><font size="2" face="ARIAL,HELVETICA"><u>Market Individual Retirement Account Summary</u></font></a><p><a href="http://www.schwab.com/SchwabNOW/navigation/mainFrameSet/0,4528,846,00.html"><font size="2" face="ARIAL,HELVETICA">Daily Individual Retirement Account</font></a></p> <p><a href="http://www.schwab.com/SchwabNOW/navigation/mainFrameSet/0,4528,846,00.html"><font size="2" face="ARIAL,HELVETICA">Audio Individual Retirement Account Newscasts</font></a></p> <p><a href="http://www.schwab-worldwide.com/" target="_top"><font size="2" face="ARIAL,HELVETICA"><u>charles schwab corporation Individual Retirement Account</u></font></a></p> <p><a href="http://www.schwab-worldwide.com/" target="_top"><font size="2" face="ARIAL,HELVETICA"><u>International Sites</u></font></a></p> <p><a href="http://www.schwab.com/SchwabNOW/navigation/mainFrameSet/0,4528,779,00.html" target="_top"><font size="2" face="ARIAL,HELVETICA"><u>Corporate Info</u></font></a></p> <p><a href="http://www.careermosaic.com/cm/schwabjobs/" target="_top"><font size="2" face="ARIAL,HELVETICA"><u>Job Opportunities</u></font></a> </p> <p><a href="http://www.schwab.com/SchwabNOW/SNLibrary/SNLib005/SN005mainPrinciplesBodyi.html" target="main" onmouseout="turnOffText(this);" onmouseover="turnOnText(this);" style="COLOR: #003366"><font size="2" face="arial,helvetica"><b><u>Principles of Individual Retirement Account Investing</u></b></font></a></p> <p><a href="http://www.schwab.com/SchwabNOW/SNLibrary/SNLib103/SN103mainInvest-form.html" target="main" onmouseout="turnOffText(this);" onmouseover="turnOnText(this);"><font size="2" face="arial,helvetica"><b><u>General Individual Retirement Account Goal Planner</u></b></font></a></p> <p><a href="http://www.schwab.com/SchwabNOW/navigation/wNavFrame/0,4527,731,FF.html" onmouseout="changeBig('img731');" onmouseover="changeBig('img731');"><font size="2" face="arial,helvetica"><b><u>Understanding individual retirement account Market Cycles</u></b></font></a></p> <p><a href="http://www.schwab.com/SchwabNOW/navigation/wNavFrame/0,4527,728,FF.html" onmouseout="changeBig('img728');" onmouseover="changeBig('img728');"><font size="2" face="arial,helvetica"><b><u>Asset individual retirement account Allocation</u></b></font></a></p> <p><a href="http://www.schwab.com/SchwabNOW/SNLibrary/SNLib086/SN086mainDisclaimer.html" target="main" onmouseout="turnOffText(this);" onmouseover="turnOnText(this);" style="COLOR: #003366"><font size="2" face="arial,helvetica"><b><u>Gaining Individual Retirement Account Financial Independence</u></b></font></a></p> </td> <td><a href="http://www.schwab.com/SchwabNOW/SNLibrary/SNLib090/SN090mainWhyNowBody.html" target="main" onmouseout="turnOffText(this);" onmouseover="turnOnText(this);" style="COLOR: #003366"><font size="2" face="arial,helvetica"><b><u>Advantages of Starting Individual Retirement Account Now</u></b></font></a><p><a href="http://www.schwab.com/SchwabNOW/SNLibrary/SNLib090/SN090mainGenPrinBody.html" target="main" onmouseout="turnOffText(this);" onmouseover="turnOnText(this);"><font size="2" face="arial,helvetica"><b><u>Types of Individual Retirement Account Accounts</u></b></font></a></p> <p><a href="http://www.schwab.com/SchwabNOW/SNLibrary/SNLib104/SN104mainRetirement-form.html" target="main" onmouseout="turnOffText(this);" onmouseover="turnOnText(this);"><font size="2" face="arial,helvetica"><b><u>Retirement Savings Planner</u></b></font></a></p> <p><a href="http://www.schwab.com/SchwabNOW/navigation/wNavFrame/0,4527,552,FF.html" onmouseout="changeBig('img552');" onmouseover="changeBig('img552');"><font size="2" face="arial,helvetica"><b><u>Asset Allocation</u></b></font></a></p> <p><a href="http://www.schwab.com/SchwabNOW/navigation/wNavFrame/0,4527,555,FF.html" onmouseout="changeBig('img555');" onmouseover="changeBig('img555');"><font size="2" face="arial,helvetica"><b><u>Individual Retirement Account Information</u></b></font></a></p> <p><a href="http://www.schwab.com/SchwabNOW/Exec/iraroth?screen=start" target="main" onmouseout="turnOffText(this);" onmouseover="turnOnText(this);"><font size="2" face="arial,helvetica"><b><u>Individual Retirement Account Analyzer</u></b></font></a></p> <p><a href="v/SchwabNOW/navigation/wNavFrame/0,4527,557,FF.html" onmouseout="changeBig('img557');" onmouseover="changeBig('img557');"><font size="2" face="arial,helvetica"><b><u>Small Business Plans</u></b></font></a></p> </td> </tr> </table> </div> <p><img src="http://www.schwab-online.com/icons/HomepageLogo.gif" alt="individual retirement account" width="162" height="28"></p> <p><a href="http://www.charles-schwab.com/quotes/individual_retirement_account/">individual retirement account </a></p> <p><a href="http://www.schwab.com/SchwabNOW/navigation/mainFrameSet/0,4528,817,00.html" target="_top"><font color="#666666" size="1" face="Arial, Helvetica"><u>Privacy Policy</u></font></a><font color="#666666" size="1" face="Arial, Helvetica">  </font><a href="http://www.schwab.com/SchwabNOW/navigation/mainFrameSet/0,4528,805,00.html" target="_top"><font color="#666666" size="1" face="Arial, Helvetica"><u>Year 2000 Preparation</u></font></a><font color="#666666" size="1" face="Arial, Helvetica">  </font><a href="http://www.schwab.com/SchwabNOW/navigation/mainFrameSet/0,4528,723,00.html" target="_top"><font color="#666666" size="1" face="Arial, Helvetica"><u>Account Protection</u></font></a><font color="#666666" size="1" face="Arial, Helvetica">  </font><a href="http://www.schwab.com/SchwabNOW/SNLibrary/SNLib098/SN098mainChucksLetter.html" linkid="1424"><font color="#666666" size="1" face="Arial, Helvetica">Market Volatility Message</font></a><font color="#666666" size="1" face="Arial, Helvetica">  </font><a href="http://www.schwab.com/SchwabNOW/SNLibrary/SNLib098/SN098mainInvestorProtect.html" linkid="3435"><font color="#666666" size="1" face="Arial, Helvetica">Investor Protection Sites</font></a></p> <p> </p> <p align="center">  </p> <p><img src="http://www.schwab-online.com/images/SN090HomeChart.gif" alt="individual retirement account" width="182" height="196"></p> <p> </p> <p align="center"> </p> <p align="center">Š1998 Charles Schwab & Co., Inc. All rights reserved. <br>   Member SIPC/New York Stock Exchange, Inc. 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