Charles Schwab

<html> <head> <title>Online Investment Services from Charles Schwab</title> <meta name="keywords" content="investment services">   </head> <body bgcolor="#004284" text="#000000"> <div align="center"><center> <table border="0" cellpadding="0" cellspacing="0" width="600"> <tr> <td><MAP NAME="FrontPageMap0"><AREA SHAPE="RECT" COORDS="4, 2, 51, 15" HREF="http://www.schwab.com/SchwabNOW/Exec/gotrade" TARGET="_top"><AREA SHAPE="RECT" COORDS="53, 2, 150, 15" HREF="http://www.schwab.com/SchwabNOW/navigation/mainFrameSet/0,4528,532,00.html" TARGET="_top"><AREA SHAPE="RECT" COORDS="154, 2, 186, 15" HREF="http://www.schwab.com/SchwabNOW/0,4414,500,00.html" TARGET="_top"><AREA SHAPE="RECT" COORDS="189, 2, 247, 15" HREF="http://www.myschwab.com/" TARGET="_top"><AREA SHAPE="RECT" COORDS="250, 2, 306, 15" HREF="http://www.schwab.com/SchwabNOW/navigation/mainFrameSet/0,4528,778,00.html" TARGET="_top"></MAP><img src="http://www.schwab.com/SchwabNOW/navigation/topNav/brands/PersistentBrand.GIF" border="0" width="363" height="51" usemap="#FrontPageMap0"> </td> <td><a href="http://promo.schwabon.com/AR003/AR003Home.asp?SRC=CEZ" target="_top"><img src="/images/Ad57.GIF" border="0" width="237" height="51"></a> </td> </tr> </table> </center></div><div align="center"><center> <table border="0" cellpadding="0" cellspacing="0" width="600"> <tr> <td><MAP NAME="FrontPageMap1"><AREA SHAPE="RECT" COORDS="3, 0, 102, 18" HREF="http://www.schwab.com/SchwabNOW/SNLibrary/SNLib122/SN122mainMiniHome/0,4525,506,00.html" TARGET="_top"><AREA SHAPE="RECT" COORDS="105, 0, 166, 18" HREF="http://www.schwab.com/SchwabNOW/SNLibrary/SNLib122/SN122mainMiniHome/0,4525,501,00.html" TARGET="_top"><AREA SHAPE="RECT" COORDS="170, 0, 295, 18" HREF="http://www.schwab.com/SchwabNOW/SNLibrary/SNLib122/SN122mainMiniHome/0,4525,502,00.html" TARGET="_top"><AREA SHAPE="RECT" COORDS="299, 0, 383, 18" HREF="http://www.schwab.com/SchwabNOW/SNLibrary/SNLib122/SN122mainMiniHome/0,4525,503,00.html" TARGET="_top"><AREA SHAPE="RECT" COORDS="387, 0, 474, 18" HREF="http://www.schwab.com/SchwabNOW/SNLibrary/SNLib122/SN122mainMiniHome/0,4525,504,00.html" TARGET="_top"><AREA SHAPE="RECT" COORDS="478, 0, 597, 18" HREF="http://www.schwab.com/SchwabNOW/SNLibrary/SNLib122/SN122mainMiniHome/0,4525,505,00.html" TARGET="_top"></MAP><img src="/images/Nav1Inv.GIF" border="0" width="600" height="22" imageid="2372" usemap="#FrontPageMap1"> </td> </tr> <tr> <td bgcolor="#336699" height="5"><MAP NAME="FrontPageMap2"><AREA SHAPE="RECT" COORDS="3, 5, 99, 19" HREF="http://www.schwab.com/SchwabNOW/navigation/mainFrameSet/0,4528,520,00.html" TARGET="_top"><AREA SHAPE="RECT" COORDS="183, 5, 292, 19" HREF="http://www.schwab.com/SchwabNOW/navigation/mainFrameSet/0,4528,522,00.html" TARGET="_top"><AREA SHAPE="RECT" COORDS="294, 5, 414, 19" HREF="http://www.schwab.com/SchwabNOW/navigation/mainFrameSet/0,4528,523,00.html" TARGET="_top"><AREA SHAPE="RECT" COORDS="416, 5, 474, 19" HREF="http://www.schwab.com/SchwabNOW/navigation/mainFrameSet/0,4528,524,00.html" TARGET="_top"><AREA SHAPE="RECT" COORDS="476, 5, 561, 19" HREF="http://www.schwab.com/SchwabNOW/navigation/mainFrameSet/0,4528,525,00.html" TARGET="_top"></MAP><img src="/images/Nav2InvShp.GIF" border="0" width="600" height="21" imageid="2395" usemap="#FrontPageMap2"> </td> </tr> </table> </center></div><div align="center"><center> <table border="0" cellpadding="0" cellspacing="0" width="85%" bgcolor="#99CCCC" bordercolor="#0000A0"> <tr> <td align="center"><h1 align="center">Charles Schwab <strong>Investment Services</strong></h1> <h2 align="center"><font size="4">A referral program for financial planning and <strong>investment services</strong></font></h2> <p align="left">  If your financial situation is becoming more complex or you no longer have the time to properly manage your portfolio, you may benefit from the <em>services</em> of an advisor who can manage your <em>investments</em> or develop a customized financial plan. Charles Schwab <b>AdvisorSource</b> is designed to save you time, effort, and worry in finding a qualified advisor. Charles Schwab will provide customized referrals to advisors in your area  and because all advisors are pre-screened to ensure they meet Charles Schwab standards, you can concentrate on selecting an advisor whose style and services suit your goals and needs. </p> <p align="left">  All advisors pay a fee to participate in <b>AdvisorSource</b>. They are independent and work on a fee basis instead of charging commissions  so there is no conflict of interest or pressure to buy and sell investments. You and your advisor have the same goal: achieving your financial objectives.</p> <hr size="1" width="90%"> <h3>You may benefit from working with an <b>investment service</b> if: </h3> <ul> <li><p align="left">You've recently acquired a sum of money through a rollover, inheritance, or some other source</p> </li> <li><p align="left">You're planning for your retirement</p> </li> <li><p align="left">The value of your portfolio totals $100,000 or more</p> </li> <li><p align="left">You're finding that the demands of managing your portfolio have outgrown your time or level of expertise</p> </li> </ul> <p align="center">Take a moment to complete the Financial Advice Profiler to see if investment services are right for you. You can use the Investable Assets Calculator to determine how much money you have available to invest.</p> <h5 align="center"><font size="2">For more information on Charles Schwab's <strong>Investment Services</strong>, review their </font><a href="http://www.charles-schwab.com/quotes/investment_services/"><font size="2">FAQs</font></a><font size="2">.</font></h5> <h6 align="center"><font size="5">For all your </font><a href="http://www.charles-schwab.com/stocks/investment_services/"><font size="5"><strong>investment services</strong></font></a><font size="5"> needs see </font><a href="http://www.schwab-online.com/cs5/schwab/"><font size="5">www.schwab.com</font></a><font size="5">.</font></h6> <p align="center"><img src="http://www.schwab-online.com/images/HomepageLogo.gif" alt="investment services" width="162" height="28"></p> </td> </tr> </table> </center></div> <p> </p> <hr width="70%"> <p align="center"><a href="http://www.schwab-online.com"><font color="#FFFFFF">Home</font></a> | 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